Comenity Bank Credit Card Reviews [May 2024] | Wallethub (2024)

PlayStation® Visa® Credit Card

Rewards Details

• 5X points when you shop directly from PlayStation (on games, consoles, accessories, subscriptions and more).**
• 5X points when you shop the Sony Store and at authorized retailers***
• 3x points per $1 spent on cable & internet bill payments**
• 2x points on Restaurants & Fast Food (includes takeout, &delivery services)​**
• 1x point on all other purchases anywhere Visa is accepted**​
• Earn a $100 statement credit when you open and use the PlayStation Card to spend $400 in purchases within 60 days of account opening. Offer ends 12/31.*

Ulta Credit Card

Rewards Details

• 20% off all products and services on your first purchase at Ulta Beauty.
• Enjoy 500 Welcome Bonus Points when you spend $500 in the first 90 days outside of Ulta Beauty.
• Earn 2 points for every $1 spent at Ulta Beauty; 1 point for every $3 spent outside of Ulta Beauty.
• Members who spend $500 between January 1 and December 31 will earn Platinum status receiving 2.25 points per $1 spent.
• Members who spend $1,200 between January 1 and December 31 will earn Diamond status receiving 2.5 points per $1 spent.
• Get up to 100 points maximum when you join the Beyond Ulta Beauty Rewards™ Program by 04/30/2024.
• Members can use their points to reduce the purchase price of a product or to receive a product for free.

Additional Info

• Pay your bill online.
• View your account activity.
• Check your card balance.
• Update your account information.

Express Credit Card

Rewards Details

• Receive 20% off your first purchase the day you apply. Application and approval must occur same day to receive the offer.
• Get up to 10% back in Express Cash on every Express Credit Card purchase
• Earn 20 points for every $1 spent on your card.
• Level up to A-List status when you reach 10,000 points by spending at least $500 and earn 25 points per $1 spent, plus additional benefits.
• Receive a $5 Reward at every 1,250 points earned.
• Receive $20 bonus as a birthday gift for Influencer card members and $40 for A-List card members.

Additional Info

• Free Shipping & Returns.

Victoria's Secret Credit Card

Rewards Details

• Take $25 off when you open the card and make a purchase.
• Earn 10 points with every $1 you spend and earn 15 points when spending $750 in a year. Get a $10 reward for every 2,000 points earned.
• Earn 30 points with every $1 you spend on all bra purchases.
• Automatic Silver status upgrade for Cardmembers, with the opportunity to reach Gold status by spending $750 in a year.
• A $10 Birthday Reward each year your card is active. Upgrade to Gold status and get a $15 Birthday Reward.
• Receive a 15% off on your card anniversary. Upgrade to Gold status and get a 20% off.
• Free Shipping on purchases of $50 or more, check code on website.

Sportsman's Warehouse Store Card

WalletHub's Take

Rewards Details

• Open and use a Sportsman's Warehouse Store Card today and get 15% off your first online purchase now.
• Earn 5 points per eligible net $1 spent at Sportsman's Warehouse or Sportsmans.com
• Keep your points as long as you earn one point every 12 months, and there's no cap on how many you can earn.
• You can redeem points for gear and you can start redeeming when you have at least 1 available point.

Additional Info

• Exclusive deals and special offers for cardmembers.

IKEA Credit Card

WalletHub's Take

Rewards Details

• $25 off your first IKEA purchase of $25 or more when you open and use your IKEA Visa credit card the same day.
• $25 IKEA Reward Certificate when you make $500 in qualifying purchases outside of IKEA and TaskRabbit within the first 90 days of account opening.
• 5% back in rewards on IKEA purchases and TaskRabbit assembly services.
• 3% back in rewards on dining, grocery and utility purchases.
• 1% back in rewards on all other purchases.
• Get a $15 IKEA® Reward Certificate for every $15 in rewards earned. Reward Certificates are issued in $15 increments with your billing statement.

Additional Info

• Automatic enrollment in the IKEA Family loyalty program if you're not already a member.
• Zero liability.

Toyota Credit Card

WalletHub's Take

Rewards Details

• Earn 5,000 bonus points when you spend $500 outside of Toyota dealerships within the first 90 days.
• Earn 5 points/$1 spent at Toyota dealerships; 2 points/$1 spent on gas, dining and entertainment purchases; 1 point/$1 spent everywhere else Visa is accepted.
• Redeem points on service, parts, accessories, eligible Toyota vehicle purchases, cash back as a statement credit, Gift cards and Travel experiences.

Additional Info

• Visa Benefits: Emergency Card Replacement and Cash Disbursem*nt, Zero Liability, Roadside Dispatch and many more.

Lexus Credit Card

WalletHub's Take

Rewards Details

• Earn 5,000 bonus points when you spend $500 outside of Lexus dealerships within the first 90 days.
• Earn 5 points for every $1 spent at participating Lexus dealerships.
• Earn 2 points per dollar on gas, dining, and entertainment purchases.
• Earn 1 point per dollar everywhere else Visa is accepted.
• Redeem points towards service, parts, accessories, eligible Lexus vehicle purchases/leases, gift cards, cashback as a statement credit, and travel experiences

Sephora Credit Card

WalletHub's Take

Rewards Details

• 25% off your first card purchase at Sephora the same day you're approved for a new account.
• Earn a $20 as a Sephora Credit Card Reward when you use your Card to spend $500 outside of Sephora in the first 90 days from approval.
• Earn 2x Beauty Insider Points per $1 spent at Sephora.
• Earn 4% back in rewards in store or online at Sephora.
• Earn 1% back in rewards on purchases outside Sephora.
• The current Reward Level is $125.00 Reward Dollars ($125.00 Reward Dollars = $5 Credit Card Reward).

Additional Info

• Zero liability.

Caesars Credit Card

WalletHub's Take

Rewards Details

• Receive 10,000 Reward Credits® bonus and 2,500 Tier Credits after you spend $1,000 outside of a Caesars Rewards destination in the first 90 days.
• Receive additional 15,000 Reward Credits by spending at least $50,000 on your card within 12 months of account opening.
• Upgrade to Platinum status by making your first purchase in the first 90 days. Platinum status provides you with: 15% discount at participating casino gift shops, Complimentary valet & self-parking at many destinations, Discounts on select Norwegian Cruise Line® vacations, Discounted rates at Atlantis, Paradise Island in The Bahamas.
• Earn an additional 5,000 Tier Credits by spending $5,000 in a calendar year, on your Caesars Credit Card.
• 5x Reward Credits for every $1 spent at Caesars Rewards resorts and casinos.
• 2x Reward Credits for every $1 spent on Restaurants, Travel and Entertainment.
• 1x Reward Credits for every $1 spent everywhere else Visa® is accepted and cash advances.
• Your Reward Credits will never expire as long as you earn one Reward Credit once every six months, plus there is no cap on how much you can earn

Additional Info

• Zero liability if your card is ever lost or stolen.
• Participating Caesars Casinos: Caesars Palace, Cesars, Eldorado, Harrah's, Horseshoe, Tropicana, Flamingo, The Cromwell, The Linq, Paris, Planet Hollywood, Rio, Harveys, CIrcus Circus Reno, Silver Legacy, Grand VictoriaCasino, Lumiere Place, Four Seasons, Baton Rouge, Indiana Grand, Lady Luck, Isle Casino, Eldorado Gaming, Caesars Republic, WSOP, Caesars sports, Isle of Capri

Ross Credit Card

WalletHub's Take

Rewards Details

• Valid one time only: Get 10% off a purchase at Ross Dress for Less.
• Earn 5% back in Ross Rewards on purchases at Ross Dress for Less.
• Earn 1% back in Ross Rewards on all other purchases where Mastercard is accepted.
• $5 Rewards Certificate for every $100 you spend at Ross Dress for Less.

Additional Info

• Tap to pay and redeem certificates with your phone.

NFL Extra Points Credit Card

WalletHub's Take

Rewards Details

• Get $100 Cash Back when you spend $500 on purchases outside of the NFL in your first 90 days from open date. Paid as a statement credit.
• 20% Off every NFLShop.com purchase made with your NFL Extra Points Visa Credit Card.
• Earn 3% in Rewards (3 points / $1) on qualifying NFL purchases and NFL Team purchases.
• Earn 2% in Rewards (2 points / $1) on grocery store, food delivery, restaurants, gyms and sporting goods purchases.
• Earn 1% in Rewards (1 point / $1) on all other purchases.
• Earn points and redeem them for gift cards available now, or unique NFL experiences, tickets, merchandise and more

Additional Info

• Special Financing with no interest for 6 months on NFL Tickets when you spend $250 or more at NFL Team Ticket Offices, Ticketmaster and SeatGeek with your NFL Extra Points Visa Credit Card.

WalletHub's Take: The Capital One Walmart Rewards® Mastercard® is a good credit card for people who frequently shop at Walmart, especially Walmart.com. The Walmart Card’s rewards rates range from 1% to 5% back, depending on the type of purchase made. Cardholders earn 5% back on Walmart purchases made online or through the Walmart mobile app, even those later picked up at a Walmart store location. Normally, in-store purchases get you just 2% back – same as purchases made at Walmart and Murphy USA gas stations. But, new cardholders can get 5% back on in-store purchases for the first 12 months by paying with Walmart Pay.

WalletHub's Take: The Upgrade Cash Rewards Card is a good option for people with fair credit who want to borrow money and build credit at a reasonable price. But if you plan to pay your monthly bills in full or you have good-to-excellent credit, there are better, more rewarding options available.

WalletHub's Take: The Wells Fargo Active Cash® Card is a good credit card for people with a credit score of 700 or higher who want to earn above-average rewards without any hassle and without paying an annual fee. Wells Fargo Active Cash also is worthwhile for people interested in 0% introductory APRs and getting up to $600 in cell phone protection.

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